An end-to-end SaaS payment solution for every channel
Syntphony Payments is NTT DATA's end-to-end SaaS payment management solution for retail and multi-sector businesses, from large corporations to small companies. It brings every payment instrument together in one omnichannel platform: cards, digital wallets, QR and mobile payments, payment links, terminals, e-invoices and cryptocurrencies. With a multi-acquiring setup that combines local and global acquiring, and add-on modules for unified back office, automatic reconciliation and data analytics, it adapts to current and future business needs while reducing time to market and operational costs.
- Omnichannel design: One payment gateway for physical stores, e-commerce, mobile, call centers, field workers and social channels.
- Single provider, any acquirer: Combine local and global acquiring through integration with over 100 payment providers and processors.
- Unified control: A single back office to manage, monitor, report and refund transactions across all channels.
- Secure and compliant: PCI DSS certification, HSM-secured wallet and tokenization, and fully auditable transactions.
Core capabilities
Our custom-fit solution gives you control and flexibility adapting to your architecture, timelines and existing technology constraints.
Payment gateway & orchestrator
Secure payments across terminals, Tap2Phone and digital channels, with multi-acquiring, dynamic routing, SEPA and SWIFT support.
Private credit & value-Added services
Online private credit and fleet cards with spending rules, plus PFM analytics, discounts, rewards and corporate services.
Reconciliation & electronic invoice
Automatic reconciliation and real-time settlement, plus digital receipts captured from any POS with OCR and AI.
Terminal solutions
Attended, unattended and mobile terminals with EMV, contactless and magnetic stripe, for retail, fuel stations, vending and parking, with remote management.
Virtual POS & payment by notification
Customizable card payment forms on the merchant website, plus payment links and QR codes sent by SMS, email or WhatsApp.
Wallet, tokenization & recurring payments
HSM-secured card storage and token payments for one-click purchases, subscriptions and repeat payments.
Product Highlights
Omnichannel
One gateway for physical, digital and mobile payments.
Multi-acquiring
Over 100 global and local payment providers
Tokenization
HSM-secured wallets and card storage.
Orchestration
Dynamic routing for SEPA, SWIFT and card payments.
Reconciliation
Automatic three-step reconciliation and real-time settlement.
Terminals
Attended, unattended and Tap2Phone payment solutions.
Security
PCI DSS certified and fully auditable.
Scalability
Cloud-native, multitenant microservices architecture.
How it drives value
Business Impact
Higher conversion rates
More payment options and a seamless checkout turn more visits into sales.
Faster deployments
A modular, ready-to-use platform accelerates new features and payment methods.
Lower operating costs
Automated reconciliation reduces manual work, errors and maintenance effort.
Stronger security
PCI DSS compliance and tokenization protect every transaction end to end.
Consistent experience
Customers enjoy the same seamless payments across physical and digital touchpoints.
Insights
Payments | Use Case
Enhance client delight and boost revenue with our secure, gamified payment solutions
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Payments | Brochure
Manage every payment channel through a secure, flexible omnichannel platform that simplifies operations, accelerates time to market, and creates better customer experiences.
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Learn moreTurn every payment into a seamless, secure customer experience
Manage cards, digital wallets, QR codes, payment links and terminals from one omnichannel platform with multi-acquiring, tokenization and automatic reconciliation. Launch faster, reduce operational costs and deliver secure payments across every store, website and app.